Rankin & Rankin Employee Benefits Services

Why are employee benefits important?

Comprehensive benefit packages are attractive to job seekers, particularly if benefits extend to their families. Offering a competitive benefit package can give you the edge you need to hire and maintain a quality, dedicated staff.


What types of employee benefits are available?

Medical benefits
  • Healthcare
  • Dental
  • Vision
  • Flexible spending account

Life, accident insurance and disability plans
  • Basic and supplemental life
  • Disability
  • Business travel

Retirement
  • 401(k) savings plans (often includes company matching)

Get started today

Offering quality, competitive benefits is simple with the help of our experienced staff. Call us today to begin customizing an employee benefits package for your company.

Rankin Insurance Services Employee Benefits Group Health Insurance
Rankin-Insurance-Services-Group Health
Group Health

Group health insurance is a single policy issued to a group of people, offering uniform healthcare benefits to all members. In most cases, these policies are purchased by employers and offered to eligible employees and their families as part of an employee benefits package. Enrolling in group health insurance generally costs participants less than what they would pay for an individual healthcare policy.

Rankin Insurance Services Employee Benefits Group Disability Insurance
Rankin-Insurance-Services-Group Disability Insurance
Group Disability Insurance

To help provide income in the event of disability, many employers offer their full-time employees group short and long-term disability coverage as a benefit. You can also purchase an individual disability income policy to either supplement a group plan or provide additional coverage if a group plan is unavailable.

Rankin Insurance Services Employee Benefits Worksite Benefits
Rankin-Insurance-Services-Worksite Benefits Insurance
Worksite Benefits Insurance

One of the best ways to attract and retain quality employees is to offer a competitive, comprehensive benefits package. Voluntary benefits, also known as worksite benefits, are a cost-effective solution to help employees offset out-of-pocket medical expenses.

Rankin Insurance Services Employee Benefits Group Dental Insurance
Rankin-Insurance-Services-Group Dental Insurance
Group Dental Insurance

Your employees will have a wide choice of dentists and coverage for the most common services. You’ll choose from a broad range of traditional and hybrid-style Group Dental plans. Optional add-ons let you increase plan value and flexibility.

Rankin Insurance Services Employee Benefits Group Vision Insurance
Rankin-Insurance-Services-Group Vision Insurance
Group Vision Insurance

Build a better benefits package with a quality Group Vision plan your employees expect. Plans are employer-paid or voluntary and offer employees access to the vision care they need.

Rankin Insurance Services Employee Benefits Group Supplemental Health Insurance
Rankin-Insurance-Services-Supplemental Health Insurance
Supplemental Health Insurance

Supplemental Insurance works to cover any gaps in your Health Insurance plan. This can include any out-of-pocket medical expenses, such as deductibles and co-payments that you cannot afford. It can also provide cash benefits to assist you in certain situations such as, high living expenses, loss of income due to an illness or injury, and money to pay for medication.

Rankin Insurance Services Employee Benefits Group Medicare Supplement Insurance
Rankin-Insurance-Services-Medicare Supplement Insurance
Medicare Supplement Insurance

We can assist you through the entire process and we offer services at no additional cost or fees! Contact us today for a no-obligation, affordable Medicare Supplement or MedAdvantage plan quote. We are your trusted local and independent agent to quote major MediGap (aka Medi Gap), Medicare Supplement, Med Advantage, Part D, PDP, & Medicare Supplemental carriers.

Rankin Insurance Services Executive Carve Out Plans
Rankin-Insurance-Services-Executive Carve-Out Plans
Executive Carve-Out Plans

As the medical industry changes, employers are faced with demanding and often difficult decisions about how to provide coverage for their respective work groups. Protect your business and reward your key employees by choosing the executive benefits plan best for you.

Rankin Insurance Services Voluntary Employee Paid Benefits
Rankin-Insurance-Services-Voluntary Employee-Paid Benefits
Voluntary Employee-Paid Benefits

Consider offering a suite of voluntary benefits that allow employees to customize their benefit package to meet their unique needs. Voluntary benefits are those for which employees pay all or some of the premiums.

Rankin Insurance Services Telemedicine
Rankin-Insurance-Services-Telemedicine
Telemedicine

Helping your employees be more proactive about their health and wellness by giving them access to the right professionals on their schedule and on their terms. Our modular platform allows you to pick and choose which virtual care solutions are best for your employees, providing you with the most flexible platform in the industry.

Rankin Insurance Services Health Reimbursement Arrangements HRAs
Rankin-Insurance-Services-Health Reimbursement Arrangements (HRAs)
Health Reimbursement Arrangements (HRAs)

A Health Reimbursement Arrangement (HRA) is an arrangement in which an employer reimburses an employee for qualifying medical expenses. If IRS requirements are met, the reimbursements are income tax-free to the employee and a deductible expense for the employer.

Rankin Insurance Services Health Savings Accounts HSAs
Rankin-Insurance-Services-Health Savings Accounts (HSAs)
Health Savings Accounts (HSAs)

HSAs are tax-sheltered accounts from which consumers may pay HSA-specific qualified medical expenses. In order to enroll in an HSA, an individual must have a qualified high-deductible health plan, or HDHP, and no other health insurance.