Property insurance provides protection against most risks to property, such as fire, theft and some weather damage, these includes specialised forms of insurance such as building insurance, content insurance, fire insurance, flood insurance and earthquake insurance.

Business insurance helps to protect the lender as well as the business owner should loss occur to the insured item. The use of business insurance is also important as a form of protection against personal liability.

Offering benefits to your employees is important because it shows them you are invested in not only their overall health, but their future. A solid employee benefits package can help to attract and retain talent. ... Healthier employees mean reduced healthcare costs for your organization.

In addition to helping to support dependents, life insurance can help provide immediate cash at death. Insurance proceeds are a handy source of cash to pay the deceased's debts, funeral expenses, and income or estate taxes. ... Below you'll find questions to ask yourself to help evaluate your life insurance needs.